Stop losing receipts.
Start growing your wealth.

Your HSA has a triple tax advantage — but only if you keep your receipts. HSA Autopilot handles that for you. Snap a photo and AI does the rest.

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No credit card required

Your files stay on your Google Drive. We only store metadata. Encrypted. Private. Yours.

HSA Autopilot
$4,300 Available for Reimbursement
Reimbursed $1,250
Receipts 12
Potential Savings $645
City Medical Clinic Oct 8, 2025
$185.00
CVS Pharmacy Jan 3, 2026
$42.50
Dr. Sarah Chen, DDS Nov 15, 2025
$320.00
Snap or upload a receipt
Files Stay in Your Google Drive
Privacy-First Design
Encrypted Data

$246,000

That's what lost HSA receipts can cost you.

The average HSA user forgets to reimburse about $2,500 per year — money that could be compounding tax-free for decades.

If you can't find the receipt, you can't claim the reimbursement. And if you don't track it, you leave the advantage behind.

Let Autopilot Track Every Receipt

How HSA Autopilot Works

1

Snap or Upload

Take a photo of your receipt or upload a file. That's all you do.

2

AI Extracts Everything

Provider, date, amount, category — automatically pulled from your receipt. No data entry.

3

Track & Reimburse Anytime

Your unreimbursed balance grows tax-free. Reimburse yourself whenever you need cash.

Why HSA Autopilot

AI-Powered Extraction

No manual data entry. Our AI reads your receipt and extracts provider, date, amount, and category automatically.

Your Google Drive, Your Data

Receipt files stay on your own Google Drive — not our servers. We only store the metadata we extract. You stay in control.

Never Lose a Receipt Again

Every medical receipt organized, searchable, and ready when you need it. No more digging through email or shoeboxes.

IRS Audit-Ready

Receipts organized by date, category, and reimbursement status. If the IRS ever asks, you're ready.

Track Your Unreimbursed Balance

See exactly how much you can reimburse tax-free — now or years from now. Your HSA balance grows while your receipts stay safe.

Encrypted & Private

Your medical data deserves real protection. Encrypted connections, metadata-only storage, and no third-party data sharing.

Get Even More From Your HSA

Already tracking receipts? These free tools help you make smarter decisions with your HSA dollars.

Frequently Asked Questions

Common questions about Health Savings Accounts.

What is an HSA and how does it work?

A Health Savings Account (HSA) is a tax-advantaged savings account for people enrolled in a High Deductible Health Plan (HDHP). You contribute pre-tax dollars, the money grows tax-free, and withdrawals for qualified medical expenses are also tax-free — a triple tax advantage no other account offers.

Who is eligible for an HSA?

You're eligible if you're enrolled in a qualifying HDHP, are not covered by Medicare, and are not claimed as a dependent. For 2026, your plan must have a minimum deductible of $1,700 (individual) or $3,400 (family) and a maximum out-of-pocket of $8,500 (individual) or $17,000 (family).

What are the 2026 HSA contribution limits?

For 2026, the IRS limits are $4,400 for individual coverage and $8,750 for family coverage. If you're 55 or older, you can contribute an additional $1,000 catch-up amount. Contributions can be made through payroll deduction or directly until April 15, 2027.

What can I use HSA funds for?

HSA funds can be used for qualified medical expenses including doctor visits, prescriptions, dental care, vision care, mental health services, and more. After age 65, you can use HSA funds for any expense (non-medical withdrawals are taxed as income but have no penalty). See our complete list of eligible expenses.

How is an HSA different from an FSA?

Unlike a Flexible Spending Account (FSA), HSA funds roll over indefinitely — there's no "use it or lose it" deadline. HSAs are also portable (they stay with you if you change jobs), can be invested for long-term growth, and offer the triple tax advantage. Read our HSA vs FSA comparison for a detailed breakdown.

Is HSA Advantage free?

Yes. All of our tools are completely free, including HSA Autopilot (AI receipt tracking), the Health Plan Optimizer, Reimbursement Timing Advisor, and educational resources. Create an account to start tracking your receipts.

Stop losing receipts. Start building your balance.

HSA Autopilot tracks your HSA receipts so you never miss a tax-free reimbursement.

Get Started Free